With our only child, Brandon, living in a dorm in another city for his college education, my husband, Matthew, and I faced our financial woes head-on. We believed in not skimping on education for a brighter future. However, Matthew’s perspective on our finances led us down a path I never agreed with. After years of success in his job and paying off our mortgage, an unexpected turn forced us to make a decision that would change the dynamics of our household.